Your one-stop-shop for benefits

All you need is here with Lucie. Everything to get health, supplemental, and lifestyle coverage that fits your life. And personalized recommendations to make shopping for it easy. Like it should be.

Everyone benefits here

No matter who you are, you’ll benefit with Lucie.

For individuals

One place for all things health, based around you.

For brokers

All-in-one enrollment platform, so you can grow more without grinding more.

For employers

Control costs and give employees real choice with built-in clarity.

Lucie brings light to a chaotic system

Individuals benefit here

Save big. 90% of people do.¹

See if you qualify for subsidies that lower the cost of ACA coverage in seconds.
  • 90% of people qualify for subsidies¹

  • Save an average of $550/month¹

  • No pressure to enroll

Add some details to estimate your savings

Household size(required)

Include yourself, your spouse, and children claimed as dependents on your taxes.

People to include on your plan(required)

Add the ages of everyone who will be on your plan.

Estimated household income(required)

Use your best estimate for this year, before taxes.

Zip code(required)

This helps us search plans in your area.

This tool provides ACA premium subsidy estimates based on your household income.
Luciehealth.com does not collect or store any personal information from individuals using our subsidy calculator.
Brokers benefit here

Out with the grind.
In with the finally.

See how Lucie brings light to the way you quote, enroll, and scale your book.

Frequently asked questions

What makes Lucie different from other health marketplaces or tools?

Most marketplaces help you compare plans and enroll.
Lucie does that, too. But instead of treating medical insurance as the only decision, Lucie helps you build coverage that is more complete. And connects you to experts that help make sure it’s personalized to you.
Here’s what that means:
  • See if you qualify for health insurance subsidies (more than 90% of people do!).
  • View, compare, and filter all available ACA plans.
  • Shop health and supplemental plans (like vision and dental) in one place.

Can I get ACA insurance with Lucie?

Yes. Lucie is an ACA-compliant enrollment platform, which means it’s CMS-approved to let you shop for and enroll in health insurance plans.
That means anyone can check eligibility for ACA coverage and subsidies. And you can compare ACA plans from approved carriers. In many states, you can even enroll directly through the platform without being redirected to complex government websites.
Brokers can support clients with the same enrollment flow. They can see the same plan information and context as their clients. And they can use Lucie to guide decisions, explain pros and cons, and stay involved even after open enrollment.

What if I already have health insurance — can I still use Lucie?

Yes, absolutely.
Lucie isn’t just for people starting from scratch.
You can use it to pressure-test your current plan, see how it stacks up against other options, and plan ahead for future health needs. It also helps you think bigger than health insurance alone.

How does Lucie work for brokers?

Lucie helps you work faster in supporting more clients without adding extra admin.
With Lucie, brokers can:
  • Get assistance with repeat questions and follow-ups.
  • Instantly serve up plan options with pros and cons.
  • See and share the same plans, costs, and context as clients.
  • Keep your CRM, client relationships, and judgment yours
  • Add value beyond Open Enrollment by advising clients on supplemental coverage.

How does Lucie work for employers?

Lucie is built for employers considering or already offering ICHRA (Individual Coverage Health Reimbursement Arrangements).
ICHRA lets employers move away from traditional group health plans. And offer a fixed monthly amount that employees can use for their individual health insurance.
This brings employers more predictable costs. It also lets employees choose coverage and care that actually fits their needs.

Our team has your back.

You are now being directed to the Lucie platform to shop for plans.

If you enroll in a plan, your servicing agent is Stephanie Espino with Trove Group.