Make benefits work harder

Traditional group health plans expose employers to unpredictable renewal increases, rising per-employee costs, and little control over long-term healthcare spend. Today, the total family premium for standard group coverage costs as much as $26,993¹ per year. And those premiums rise ~11%² every year due to claims history and market inflation, no matter how the business is performing.

ICHRA (Individual Coverage Health Reimbursement Arrangement) offers a different approach. Instead of sponsoring a group plan, employers set a fixed monthly contribution. Employees use it to purchase their own health insurance.

The payoff: Costs become predictable and flexibility improves. That way, employers avoid the financial volatility built into traditional group plans.

Lucie’s tools help employees narrow options into a few best-fit choices. So they’ll see true annual costs, not just premiums. This helps employees make consistent, well-informed decisions. It also improves ROI on every benefits dollar.

Nope. Lucie works with brokers to advise employers and ensure compliance. By providing employees a clear, self-guided experience, Lucie cuts out repetitive questions. That way brokers spend less time on admin and more time on high-impact guidance. Like it should be.